Most health and medical insurances do not cover in-home personal care. But it’s a good idea to check with your senior’s medical insurance company to determine whether coverage is available. Although Medicare does not currently pay for home care, some states provide coverage through Medicaid, and some Medicare Advantage plans may offer benefits.
Some seniors may have specific coverage through a long-term care insurance policy. These policies are separate from health insurance and are often purchased through an insurance agency for long-term care expenses.
If a senior receives a VA pension, in-home coverage may be available through the Department of Veterans Affairs (VA) programs.
Certain state or local programs provide financial assistance for in-home care. Check with your state’s Department of Aging to determine if any apply to you or a loved one.
Most Visiting Angels clients pay out-of-pocket—or “private pay”—which means they pay through their own funds. Usually, the funds are from individual retirement accounts (IRA), pensions, Social Security benefits, 401(k), or other savings.
Families nationwide have relied on Visiting Angels since 1998 as a leading provider of affordable, high-quality home care. We’re a steadfast partner who understands your concerns, needs, and preferences. We’ll help your loved one live a full, active, and happy life in familiar surroundings.
Contact a Visiting Angels home care location in your area today to learn more about their costs. A coordinator can discuss your loved one’s needs during a free in-home care consultation.
Call 800-365-4189 or fill out the form below.